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Stop Timing the Markets,
Start Timing your Life
Investment Menu click to expand
Catalogue of investment products available to back any of the 4 sleeve roles above. Ticker = symbol or short code; Nickname = display label used in the bucket grid; Category = product family / asset bucket (free-text); CAGR = target compound annual growth (the rate the engine actually uses); Risk = advisor's stated risk profile (Very Safe / Low / Moderate / Moderate-High / High); Description = plain-English context that appears in the bucket explainers; Clone = duplicate a row to a new editable copy (handy for spinning off "Private Credit — Sleeve B" from "Private Credit"). Add as many entries as you need — they round-trip with the case and seed for every household.
Default Ticker Nickname Category CAGR % Liquid % Liq Freq Risk MGMT Fee % Description Clone
LTC Menu click to expand
Catalogue of LTC / hybrid linked-benefit products available to each spouse in Bucket 4 (Dignity / LTC). Type = product chassis (FIA, WL, IUL, MYGA, SPUL/MEC); Indem vs Reimburse = benefit payment mode; Prem Flex = single-pay vs multi-year-pay flexibility; ROP terms = Return-of-Premium availability; Multiplier = total benefit pool ÷ premium (e.g. 3.0 → premium × 3 = benefit pool); Min/Max Age = issue-age window. The "Default" row is used pre-underwriting; after carrier approval, select the actual product and the engine back-solves the required premium to hit the NH benefit target.
Default Product Name Carrier Type Indem vs Reimburse Prem Flex Pay yrs ROP terms Multiplier Min Age Max Age
Income Annuity Laddering click to collapse
Bucket 3 solves a laddered series of deferred income annuities. Tranche 1 covers the household's first year of income shortfall (SS + rents + pensions < non-luxury expenses); each additional tranche turns on as inflated expenses outrun the prior tranche's payout.
Bucket Holdings Current
Value
Total
Allocation